Financing Orthodontics & Insurance Info
We believe every family deserves access to exceptional orthodontic care.
Affordable Orthodontic Care for Rock Hill Families
At Coombs Orthodontics, we make expert, board-certified care affordable with flexible financing that fits real life. We never want cost to stand in the way of a healthy, confident smile.
What is the cost of orthodontics?
Every smile is different, and so is every treatment plan. The cost of orthodontics varies depending on your individual needs.
Simpler orthodontic needs typically cost less than more complex treatment. You only pay for the care you need, nothing more.
We offer flexible financing with 0% interest for all orthodontic treatments.
Paying for Orthodontics
What to Expect
On your first visit to our Rock Hill orthodontic office, Dr. Coombs will perform a detailed smile exam to create your personalized treatment plan.
We’ll calculate the total cost of treatment, then walk you through your insurance benefit and develop a plan with a down payment and monthly payments that fit your budget.
We offer special discount opportunities for pay-in-full plans, family members, and our local heroes: military, healthcare, and teachers.
Orthodontic Insurance
We accept most insurances, and our team will handle the paperwork for you. We want to help you receive the maximum benefit from your plan.
If you have any questions about insurance coverage before your first visit, please reach out to us. We’re happy to help.
Can you use HSA or FSA for braces or aligners?
Yes, orthodontic treatment is an eligible expense for both Flexible Spending Accounts and Health Savings Accounts.
We’re happy to walk you through the process of applying your funds.
Questions About Financing Orthodontics & Insurance Coverage
How much do braces cost in Rock Hill, SC?
The cost of braces depends on your individual smile, treatment goals, and the type of braces that’s right for you. Because every smile is unique, every treatment plan is too.
During your complimentary consultation at Coombs Orthodontics, Dr. Coombs will evaluate your smile, discuss your treatment needs, and create a personalized treatment plan.
From there, we’ll provide a clear cost of treatment with no hidden fees and work with you to create a payment plan that fits your budget.
How much does Invisalign treatment cost?
The cost of Invisalign® treatment varies based on your individual orthodontic needs and treatment plan.
After evaluating your smile, Dr. Coombs will explain your treatment options, review what’s included in your care, and provide a clear cost of treatment.
We’ll then work together to create a customized financing plan that makes your new smile affordable.
Does dental insurance cover braces or Invisalign?
Many PPO dental insurance plans include orthodontic benefits that may help cover a portion of braces or Invisalign treatment.
Because every insurance plan is different, our team will verify your benefits, explain your coverage, submit your claims, and help you maximize your available insurance benefits before treatment begins.
Can I make monthly payments for braces or Invisalign?
Absolutely. We offer flexible monthly payment plans with 0% interest in-house financing to help make orthodontic treatment affordable for your family.
During your complimentary consultation, we’ll work with you to create a financing plan with a down payment and monthly payments that fit your budget.
Can I use my HSA or FSA to pay for braces or Invisalign?
In many cases, yes. Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) can often be used toward eligible orthodontic treatment, including braces and Invisalign.
If you have questions about using your HSA or FSA benefits, our team is happy to help.
Will Coombs Orthodontics verify my insurance benefits?
Yes. Our team will verify your orthodontic benefits, explain what your insurance may cover, submit your claims on your behalf, and answer any questions you have about your estimated out-of-pocket costs.
We’re here to make the insurance process as simple and stress-free as possible.
What discounts do you offer for orthodontic treatment?
We offer several ways to help make treatment even more affordable, including special savings for pay-in-full plans, multiple family members, and our local heroes, including military members, healthcare professionals, and teachers.
During your consultation, we’ll review every discount you’re eligible to receive.
Do I need to know my insurance benefits before scheduling a consultation?
No. Just bring your insurance information to your complimentary consultation, and we’ll take care of the rest.
Our team will verify your benefits, explain your coverage, answer your questions, and help you understand your financing options before you make any decisions.
Is a consultation really complimentary?
Yes! We offer complimentary orthodontic consultations so you can learn about your smile, explore your treatment options, receive a personalized treatment plan, and understand the cost of treatment, all with no obligation.
Our goal is simply to provide clear answers so you can make the decision that’s right for you.
Can I get a second opinion before starting orthodontic treatment?
Absolutely. If you’ve already visited another orthodontist and would like another perspective, we’re happy to provide a complimentary second opinion.
As a Board-Certified Orthodontist, Dr. Spencer Coombs will evaluate your smile, answer your questions, explain your treatment options, and help you make an informed decision about your care.
Are there any hidden fees during orthodontic treatment?
No. We believe you should understand the full cost of treatment before you begin.
During your complimentary consultation, we’ll review your personalized treatment plan, explain exactly what’s included, answer your questions, and provide a clear breakdown of your investment so there are no surprises along the way.
Lead with a smile.
We’ll make the next steps easy!
Book a complimentary consultation at our Rock Hill orthodontic office, or start with a virtual consult from home first.
Be The First to Smile With Us, Rock Hill
We are now open!
Be among the first to experience board-certified, personalized orthodontic care at Coombs Orthodontics.
As a thank you for joining us early, we’re offering $1000 off braces or Invisalign® for our first 50 patients.*
*Offer valid for new patients only. Must begin treatment by 8/30/2026.